When Your Bank Has to Say No, Westway May Be Able to Say Yes.

Not every business loan request fits every bank’s lending criteria. Westway Business Loans provides another potential financing path for business customers whose requests fall outside your institution’s current credit parameters.

Our objective is simple: help you provide another solution without replacing the banking relationship you’ve worked to build.

A business-loan decline can be the end of a credit request without being the end of the banking relationship. Westway gives your team another path: a professional funding resource for business customers whose requests fall outside your institution’s current credit box.

We complement your bank. We don’t replace it.

When should you refer a loan?

Credit profile outside the bank’s current underwriting threshold • Collateral or structure limitations • Loan size outside the institution’s preferred range • Time-sensitive financing needs • Industry or internal policy restrictions • Requests that may benefit from alternative financing options.

Westway provides personal, relationship-focused service while working with established funding resources, including Big Think Capital. Big Think Capital reports more than $1.5 billion funded to more than 50,000 businesses, with access to 75+ lending partners and 10+ funding products.

Statistics reported by Big Think Capital.

Financing Solutions

SBA Loans • Term Loans • Business Lines of Credit • Working Capital • Equipment Financing • Commercial Real Estate • Other Specialty Options

1. Introduce. With the customer’s permission, introduce the business owner to Westway or provide our contact information.

2. Assess. We learn about the financing need and gather the information appropriate to the request.

3. Explore. We evaluate potential financing solutions available through our funding resources.

4. Review. The business owner reviews available terms and decides whether an option fits.

5. Preserve the relationship. Our purpose is to help solve the financing problem, not replace the customer’s primary bank.

Referral procedures should follow the bank’s privacy, customer-consent, information-security and compliance requirements. Financing is subject to eligibility, underwriting, lender approval and applicable terms.